Impaired Lives

Save time and money

Do you waste time on:

  • Chasing medical Information?
  • Chasing Insurance Companies?
  • Resubmitting proposals?
  • Chasing everything again?

Let someone else do all the hard work for you!

What Products are Covered?

  • Term Assurance (level, mortgage protection, family income benefit, gift inter-vivos for lifetime gifts).
  • Critical Illness Cover on a term assurance basis with or without life cover.
  • Whole of Life Assurance with or without critical illness.
  • Income Protection

 

Client Benefits

  • Competitive quotes.
  • Only one medical (if any)

Adviser Benefits

  • Saves you time (we estimate 8.5 hours for each client)
  • Saves you money
  • Fast-track assessment indicates insurability in 48hrs
  • Track case progress feature
  • Excellent commission earnings.
  • Just one questionnaire
    – on-line or by post/fax.

Suitable for Clients who:

  • Have a medical condition or history of ill-health
  • Hazardous occupations
  • Live or work in hazardous regions
  • Take part in hazardous hobbies or sports
  • Require cover of over £1m